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Early Termination Fees (ETFs) are found in many contracts' terms and conditions. Make sure you read the fine print and understand it before you sign it.

If you live in a deregulated energy market, you’ve probably received letters from suppliers asking you to enroll or “lock in” a specific rate on your electricity. Are you confused by your options and/or the benefits of working with a supplier? Well, let’s dive in and make some sense of it all.

Let’s say an energy salesperson knocks at your front door. Since you have a spare minute before dashing to soccer practice with the kids, you decide to answer it. Before you make any decisions, here are some questions to consider in order to protect yourself and your budget:

Over the past several decades, more states have taken steps towards the deregulation of many large scale power companies across the nation. To help you understand today’s state of deregulation for the energy industry, you must take into account how deregulation affects you, your friends, and your family.

In a monopolistic energy market, your costs are subject to whatever the local utility is allowed to charge. In a competitive energy market, power companies fight to win customers by offering the lowest price, giving you control of a variable that affects your bottom line.